Thursday, December 3, 2015

Make saving money fun this Holiday Season! Check out these 4 ideas and tips too! #RegionsGreetings #Sponsored

Disclosure: This post was sponsored by Regions Bank.  All opinions are my own.
Disclosure: This post was sponsored by Regions Bank.  All opinions are my own.

The Holiday Season is here! I know we all spend money on gifts, stocking stuffers and more, but what if I told you that you can be frugal about it? Keep reading and learn How to Save Money for the Holidays! The National Retail Federation predicts a 3.7 percent increase in sales this year, with the average American set to spend an estimated $786 in the following categories:
$459.87 on gifts for family
$80.00 on gifts for friends
$26.03 on colleagues
$30.43 on the other people in their lives
I wanted to share is that instead of purchasing gifts or stocking stuffers, save money and make your own!! Check out the following three EASY crafty ideas that I have for you! You have probably seen them here on my blog! All of which are great DIY gift ideas or stocking stuffers too!
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Make your own suckers to stuff inside of those stockings this year! Simply make a heart on wax paper with two mini candy canes, place a sucker stick in the middle, and pour melted candy melts in the middle! Let harden and package! You can see more about how to make them HERE too!
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My Meringue Kisses are also a great idea! You can buy a case of jars for less than $10. One batch of these makes over 100 if you pipe them correctly! All you need is 4 egg whites, a cup of sugar and several other inexpensive items! See more about that here too!
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One of my newer creations will also save you money! You can make your own edible Christmas ornaments! All you really need is a bag of peppermints, and metal cookie cutters! Icing is optional! I have more info on it here. It is really easy to do! 
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Did you know that you can make your own sugar scrub with just lotion and white sugar? There are ways to make it colored and scented, but it is optional. Read how! It is a great pamper gift idea! The possibilities are endless when it comes to saving money this Holiday Season! Get crafty and have fun with it! 
Check out these 4 tips on how to financially prepare for the Holiday Season while you are here. 
  1. Begin with the golden rule. Spending on gifts shouldn’t exceed more than 1.5 percent of your annual income. Use this rule as a guide to determine how much you should set aside to spend on gifts for your friends and family — and stick to it.
  2. Separate and delegate. Consider creating a separate account to fund gift purchases and make regular contributions from your primary checking account in a weekly, bi-weekly or monthly basis.
  3. Only buy what you can truly afford. To prevent overspending, never leave home without a list of what you intend to buy, and be sure you have the money needed to cover your purchases once you arrive in-store.
  4. Use timing to your advantage. While things like airline tickets should be booked far in advance, other items — toys in particular — often drop in price during the first two weeks in December. Sometimes it pays to wait, other times it does not, so be sure to check for deals before you head out shopping.
Open a bank account with Regions Bank and start saving if you haven't already! Christmas will be here before you know it! If anything else, you can get a savings account NOW and start putting money in every week for next year! Visit Regions Bank on their social media below to stay up to date with the latest!
How will YOU save money this Holiday Season?  I would love to hear about it! 

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Thanks for visiting! If you have any questions or concerns, please email me at bbrown@thesmallthings89.com! ~Bre